LoanSpike

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Recent Articles

Jul
21
2021

Prequalified And Pre-approved: What's the Difference?
If you're thinking about buying a home, then you've probably heard the terms "pre-approval" and "prequalification." While often used interchangeably, there's a slight difference between the two. This blog will go over what it means to be prequalified versus pre-approved...

Jul
14
2021

Learn About Deducting Mortgage Interest From Your Taxes
One of the perks of a mortgage is the "mortgage interest deduction." Read on to learn what a mortgage deduction is, how much you can reduce from your taxable income, and how you can take advantage of this tax incentive. About Mortgage Interest Deduction The mortgage interest deduction is...

Jul
08
2021

FHA or VA Loan: Which is Better For Veterans?
Veterans have benefits awarded exclusively to them for their dedication and service, including disability and education compensation, career training, health care, and even home loans. However, with federally-funded home loans, there is more than one option. When it comes down to...

Jun
30
2021

Exploring The Pros and Cons Of An Interest-Only Mortgage Loan
An interest-only mortgage starts with payments that only pay down the mortgage interest. Generally, this makes your monthly payments lower than a typical mortgage payment. This option is attractive for those who cannot afford high mortgage payments. However, it has its drawbacks if...

Jun
23
2021

New Credit And How It Affects Your Credit Score
Your credit score matters in home loan approval and determining the rate you ultimately receive. Essentially, the higher the score, the lower the interest rate. That's why you must consider any action that might affect your score, such taking out new credit. Even a small loan can have a...

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About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 1981099
BRE License Number: 01012322
Wade Miller NMLS: 233106
Real Estate Broker- California Department of Real Esate
www.nmlsconsumeraccess.org

Contact Us

2130 Main Street, Suite 110
Huntington Beach, CA 92648
Phone: (800) 985-0120
wade@loanspike.com

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